Doctor Loan up to $1,000,000 with Zero Down Now Available!

Exciting announcement! Due to increases in home pricing, we have extended our Doctor Loan program’s maximum loan amount of $750,000 to now be $1,000,000 with zero down-payment required! This will allow MDs to qualify for a larger selection of homes and access neighborhoods that were previously out of reach.

Our Doctor program is available to medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an employment contract. Medical Doctors including Dentists, Podiatrists, Ophthalmologists, and Veterinarians. This program is NOT available for Chiropractors.

Here are some more details:

• RESIDENTS - Future income will be used to qualify, when employment is set to start within 6 months Must have signed contract in place
• Student loans deferred for 12+ months are EXCLUDED from debt to income ratio
• Property must be Primary Residence
• Max DTI is 50% (debt to income ratio)
• Minimum FICO credit score of 700 required for 100% financing 
• 0% down up to $1,000,000 - NO Mortgage Insurance
• Only 5% down from $1,000,001 to $1,250,000 - NO Mortgage Insurance
• Only 10% down from $1,250,001 to $2,000,000 - NO Mortgage Insurance
• Rate & Term Refinance available- Max loan to value is 100%
  

*Exceptions can be granted with substantial compensating factors. Call us today for more information!